GIVING TO VETERANS WHO GIVE THEIR ALL.

Earn compound dividends, avoid monthly maintenance fees, and get your personal ValorFI Heroes Visa® Debit Card—one that aligns with your passion, empathy, and support.

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APY = Annual Percentage Yield.

Rates, terms, and fees are subject to change. APY is accurate as of 12/01/24, the last dividend declaration date. In order to earn a high dividend rate up to 5.00% APY, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance. Fees may reduce earnings. View our Consumer Savings & Certificate Rate Sheet for additional information.

Digital Banking with HEART

Checking that supports veterans

Get paid sooner, avoid monthly maintenance fees, and support charities with every swipe of your custom-designed ValorFI Heroes Visa® Debit Card. 1, 4

Savings that generate action​

Earn 5.00% APY, build your account balance automatically, and make donations to 501(c)(3) nonprofits right from your ValorFI Heroes savings account.3, 4, 5​

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Giving in action.

In pursuit of a more charitable, giving world, ValorFI Heroes donates a portion of every debit card transaction to hero-related charities.4

Learn more about the charities we support and open your ValorFI Heroes account today.

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Why educators love ValorFI Heroes

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We create a culture of openness, honesty, and accountability where our members feel informed, engaged, and empowered.

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Job | Affinity

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Become a ValorFI Heroes member.

ValorFI Heroes membership is open to those who serve and those who have an unwavering commitment to those who serve—a greater collective whose impact is magnified by the power of giving in numbers.

ValorFI Heroes

51 Gage Blvd.
Richland, WA 99352

Contact Us

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routing number

125185428

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Federally Insured by NCUA

© 2025 ValorFI Heroes, powered by Gesa Credit Union. All Rights Reserved. Federally Insured by NCUA.

1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. ValorFI Heroes does not guarantee any early direct deposit payments.

2 The Credit Union will round up the amount of any debit card purchases associated with your ValorFI Heroes checking account to the next whole dollar amount and transfer the amount in excess of the purchase amount to your amount to your ValorFI Heroes savings account. The Credit Union reserves the right to cancel or modify the ValorFI Heroes checking account Round-Up Program at any time.

3 APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

4 ValorFI Heroes acts solely as a platform for facilitating donations to 501(c)(3) status nonprofit organizations that are exempt from federal income tax. We do not endorse or guarantee the legitimacy, effectiveness, or financial stability of any nonprofit listed on our site.

5 APY is accurate as of 12/01/24, the last dividend declaration date. In order to earn a high dividend rate up to 5.00% APY, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance. View our Consumer Savings & Certificate Rate Sheet for additional information.

All accounts are held at Gesa Credit Union where savings are insured by the National Credit Union Share Insurance Fund, which is administered by the National Credit Union Administration (NCUA), an agency of the United States government. All deposits under ValorFI Heroes and Gesa Credit Union will be combined for a total insurance amount of $250,000. ValorFI Heroes accounts are not separately insured and do not have share insurance in addition to the share insurance obtained through Gesa Credit Union.