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That Rewards Community

Earn interest, avoid monthly maintenance fees, and get your personal ValorFI Heroes Visa® Debit Card—one that aligns with your passion, service, and support.

This image features three circular photos paired with callout text highlighting financial features or tools. The design uses a purple gradient background with clean text and graphic elements. Top Circle: Image: A smiling woman in scrubs working on a laptop. Text: "Support charities with every debit card swipe—automatically!" Visual Icon: A donation-related calculator graphic. Middle Circle: Image: A woman reading a book to children in a classroom setting. Text: "Round Up and Save towards any goal or purchase." Visual Icon: Two upward arrows symbolizing savings growth. Bottom Circle: Image: A smiling firefighter in uniform, sitting and holding a helmet. Text: "Get spending insights for better money management." Visual Icon: A bar chart and analytics graphic. The layout is visually appealing, with purple and white tones, a "+" shape, and upward-pointing arrows emphasizing growth and savings. This design effectively highlights key financial benefits for users in a clean and professional style.
This image features three circular photos paired with callout text highlighting financial features or tools. The design uses a purple gradient background with clean text and graphic elements. Top Circle: Image: A smiling woman in scrubs working on a laptop. Text: "Support charities with every debit card swipe—automatically!" Visual Icon: A donation-related calculator graphic. Middle Circle: Image: A woman reading a book to children in a classroom setting. Text: "Round Up and Save towards any goal or purchase." Visual Icon: Two upward arrows symbolizing savings growth. Bottom Circle: Image: A smiling firefighter in uniform, sitting and holding a helmet. Text: "Get spending insights for better money management." Visual Icon: A bar chart and analytics graphic. The layout is visually appealing, with purple and white tones, a "+" shape, and upward-pointing arrows emphasizing growth and savings. This design effectively highlights key financial benefits for users in a clean and professional style.

Great perks. No extra cost.

Early payday1

It’s your money—our members get their paycheck up to two days earlier.

Round Up and Save2

Boost your savings every time you make a debit card purchase.

Earn up to 5.00% APY3

The more you save, the more you’ll earn—up to 5.00% APY!

Primary Checking

Smart checking with no gimmicks or monthly fees, letting you give while earning up to 5.00% APY.3

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Checking

Hassle-free checking account that covers the basics with
no monthly maintenance fees.3

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Primary Checking

Smart checking with no gimmicks or monthly fees, letting you give while earning up to 5.00% APY.3

Checking

Hassle-free checking account that covers the basics with
no monthly maintenance fees.3

PURSUE YOUR PURPOSE

This image displays a Card Management screen for the ValorFI Educators Teach Us Visa Debit Card on a smartphone. Key Features: Card Design: The "Educators Teach Us" Visa Debit Card is shown prominently with the last four digits •••• 8847. The card features a bold maroon and pink color palette to honor educators and their role in teaching. Card Management Options: Quick-action icons include: Lock Card Foreign Transactions Change Pin Transactions List: A summary of recent transactions includes: Goodwill (Donations): -49.00 (Pending) OUC (Utilities): -102.58 (Pending) McDonald's (Food & Dining): -21.51 H-E-B (Shopping): -68.35 Transfer to ••••3432 (Internal Transfer): -102.58 Layout: The interface is clean and modern, with the card design displayed at the top, followed by a transaction list organized with icons and categories. The maroon and pink theme reinforces the focus on educators, and the app’s layout makes managing transactions simple and intuitive.

Your launchpad for action

All accounts include a custom ValorFI Heroes Visa® debit card that shows your commitment to supporting educators.

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24/7 money management online or in the ValorFI Heroes app.

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Digital debit card for payments with Apple Pay® and Google Pay™.

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Single-tap card controls let you spend safely at home or on the go.

ValorFI Visa Debit Cards, designed to honor and represent various service-oriented hero groups. Each card has a unique color and message tailored to its respective group: Educators (Maroon Card): Message: "EDUCATORS TEACH US" A maroon and pink design celebrates educators and their role in teaching.
This image showcases a Card Management screen for the ValorFI Healthcare Workers Heal Us Visa Debit Card on a smartphone. Key Features: Card Design: The "Healthcare Workers Heal Us" Visa Debit Card is displayed prominently with the last four digits •••• 8847. The card has a teal and dark blue color palette, symbolizing calmness and professionalism in the healthcare field. Card Management Options: Quick-action icons below the card allow the user to: Lock Card Manage Foreign Transactions Change Pin Transactions List: The list of recent transactions includes: Goodwill (Donations): -49.00 (Pending) OUC (Utilities): -102.58 (Pending) McDonald's (Food & Dining): -21.51 H-E-B (Shopping): -68.35 Transfer to ••••3432 (Internal Transfer): -102.58 Layout: The interface is clean and modern, with a white background separating sections clearly. The card design is the focal point, sitting above a neatly organized transaction list with icons and descriptions. This layout ensures users can easily manage their card and review spending activity.

Your launchpad for action

All accounts include a custom ValorFI Heroes Visa® debit card that shows your commitment to supporting healthcare workers.

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24/7 money management online or in the ValorFI Heroes app.

Checkmark

Digital debit card for payments with Apple Pay® and Google Pay™.

Checkmark

Single-tap card controls let you spend safely at home or on the go.

ValorFI Visa Debit Cards, designed to honor and represent various service-oriented hero groups. Each card has a unique color and message tailored to its respective group: Healthcare Workers (Teal Card): Message: "HEALTHCARE WORKERS HEAL US" Highlights medical professionals with a calming teal color.
This image displays a Card Management screen for the ValorFI First Responders Save Us Visa Debit Card on a smartphone. Key Features: Card Design: The "First Responders Save Us" Visa Debit Card is prominently displayed with the last four digits •••• 8847. The card features a bold red and orange color palette symbolizing urgency and heroism for first responders. Card Management Options: Quick-action icons for: Lock Card Foreign Transactions Change Pin Transactions List: The list of recent transactions includes: Goodwill (Donations): -49.00 (Pending) OUC (Utilities): -102.58 (Pending) McDonald's (Food & Dining): -21.51 H-E-B (Shopping): -68.35 Transfer to ••••3432 (Internal Transfer): -102.58 Layout: The interface is modern and clean, with a white background and bold text for easy readability. The card is visually prominent at the top, while transactions are neatly organized with icons and categories for clarity. The red and orange tones of the card reinforce the theme of action and emergency response.

Your launchpad for action

All accounts include a custom ValorFI Heroes Visa® debit card that shows your commitment to supporting first responders.

Checkmark

24/7 money management online or in the ValorFI Heroes app.

Checkmark

Digital debit card for payments with Apple Pay® and Google Pay™.

Checkmark

Single-tap card controls let you spend safely at home or on the go.

ValorFI Visa Debit Cards, designed to honor and represent various service-oriented hero groups. Each card has a unique color and message tailored to its respective group: First Responders (Red/Orange Card): Message: "FIRST RESPONDERS SAVE US" Bold red and orange tones honor emergency responders.
This image displays a Card Management screen for the ValorFI Law Enforcement Protect Us Visa Debit Card on a smartphone. Key Elements: Card Design: The "Law Enforcement Protect Us" Visa Debit Card is prominently featured with the last four digits •••• 8847. The card uses a bold blue color palette with a clean, geometric design honoring law enforcement. Card Management Options: Icons for quick actions: Lock Card Foreign Transactions Change Pin Transaction List: A summary of recent transactions, including: Goodwill (Donations): -49.00 (Pending) OUC (Utilities): -102.58 (Pending) McDonald's (Food & Dining): -21.51 H-E-B (Shopping): -68.35 Transfer to ••••3432 (Internal Transfer): -102.58 The app screen has a user-friendly layout with a white background, clearly defined sections, and modern typography. The card design is prominent at the top, while the transactions are neatly listed below with branded icons for easy identification.

Your launchpad for action

All accounts include a custom ValorFI Heroes Visa® debit card that shows your commitment to supporting law enforcement.

Checkmark

24/7 money management online or in the ValorFI Heroes app.

Checkmark

Digital debit card for payments with Apple Pay® and Google Pay™.

Checkmark

Single-tap card controls let you spend safely at home or on the go.

ValorFI Visa Debit Cards, designed to honor and represent various service-oriented hero groups. Each card has a unique color and message tailored to its respective group: Law Enforcement (Blue Card): Message: "LAW ENFORCEMENT PROTECT US" Uses a strong blue design, symbolizing law enforcement professionals.
This image shows a Card Management screen for the ValorFI Veterans Serve Us Visa Debit Card on a smartphone. Key Elements: Card Design: The "Veterans Serve Us" Visa Debit Card is prominently displayed with the last four digits •••• 8847. The card has a green, geometric design symbolizing its connection to veterans. Card Management Options: Icons for quick actions: Lock Card Foreign Transactions Change Pin Transaction List: A summary of recent transactions, including: Goodwill (Donations): -49.00 (Pending) OUC (Utilities): -102.58 (Pending) McDonald's (Food & Dining): -21.51 H-E-B (Shopping): -68.35 Transfer to ••••3432 (Internal Transfer): -102.58 The screen is clean and user-friendly, with a modern white background and clear separation between sections. The card design is prominently featured at the top, while transactions are organized in a neat list with icons and descriptions.

Your launchpad for action

All accounts include a custom ValorFI Heroes Visa® debit card that shows your commitment to supporting veterans.

Checkmark

24/7 money management online or in the ValorFI Heroes app.

Checkmark

Digital debit card for payments with Apple Pay® and Google Pay™.

Checkmark

Single-tap card controls let you spend safely at home or on the go.

ValorFI Visa Debit Cards, designed to honor and represent various service-oriented hero groups. Each card has a unique color and message tailored to its respective group: Veterans (Green Card): Message: "VETERANS SERVE US" Represents military service members with a green color palette.

PURSUE YOUR PURPOSE

This image displays a Card Management screen for the ValorFI Educators Teach Us Visa Debit Card on a smartphone.

Your launchpad for action

All accounts include a custom ValorFI Heroes Visa® debit card that shows your commitment to supporting educators.

Checkmark

24/7 money management online or in the ValorFI Heroes app.

Checkmark

Digital debit card for payments with Apple Pay® and Google Pay™.

Checkmark

Single-tap card controls let you spend safely at home or on the go.

This image showcases a Card Management screen for the ValorFI Healthcare Workers Heal Us Visa Debit Card on a smartphone.

Your launchpad for action

All accounts include a custom ValorFI Heroes Visa® debit card that shows your commitment to supporting healthcare workers.

Checkmark

24/7 money management online or in the ValorFI Heroes app.

Checkmark

Digital debit card for payments with Apple Pay® and Google Pay™.

Checkmark

Single-tap card controls let you spend safely at home or on the go.

This image displays a Card Management screen for the ValorFI First Responders Save Us Visa Debit Card on a smartphone.

Your launchpad for action

All accounts include a custom ValorFI Heroes Visa® debit card that shows your commitment to supporting first responders.

Checkmark

24/7 money management online or in the ValorFI Heroes app.

Checkmark

Digital debit card for payments with Apple Pay® and Google Pay™.

Checkmark

Single-tap card controls let you spend safely at home or on the go.

This image displays a Card Management screen for the ValorFI Law Enforcement Protect Us Visa Debit Card on a smartphone.

Your launchpad for action

All accounts include a custom ValorFI Heroes Visa® debit card that shows your commitment to supporting law enforcement.

Checkmark

24/7 money management online or in the ValorFI Heroes app.

Checkmark

Digital debit card for payments with Apple Pay® and Google Pay™.

Checkmark

Single-tap card controls let you spend safely at home or on the go.

This image shows a Card Management screen for the ValorFI Veterans Serve Us Visa Debit Card on a smartphone.

Your launchpad for action

All accounts include a custom ValorFI Heroes Visa® debit card that shows your commitment to supporting veterans.

Checkmark

24/7 money management online or in the ValorFI Heroes app.

Checkmark

Digital debit card for payments with Apple Pay® and Google Pay™.

Checkmark

Single-tap card controls let you spend safely at home or on the go.

Safety and security

We employ cutting-edge technology and rigorous security protocols to prevent unauthorized account access and fraudulent activity, with deposits federally insured by the NCUA.

Money management

Custom spending folders, personal spending insights, and virtual savings goals help you manage money while saving for your future.

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Job | Affinity

Giving in action.

ValorFI Heroes is fueled by boldness and an unyielding pursuit of a more charitable and giving world. We donate a portion of every ValorFI Heroes debit card transaction to hero-related charities.⁴

Learn more about the charities we support, and open your ValorFI Heroes account today.

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Why educators love ValorFI Heroes

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We create a culture of openness, honesty, and accountability where our members feel informed, engaged, and empowered.

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Professional working woman talking to other coworker and smiling

Name, Last
Job | Affinity

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Firefighter man in uniform

Name, Last
Job | Affinity

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Healthcare worker helping and smiling

Name, Last
Job | Affinity

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Law enforcement woman smiling in a car

Name, Last
Job | Affinity

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Professional working woman talking to other coworker and smiling

Name, Last
Job | Affinity

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Firefighter man in uniform

Name, Last
Job | Affinity

Open a checking account today.

The ValorFI Heroes Primary Checking account simplifies day-to-day money management with personal banking tools that help you track finances, make payments, and transfer funds—while celebrating and supporting those whose service aligns with your passion.